Commercial & Vendor
Sue Marcou, MDA Fundraising Chair & Millston Park Committee Member and Wendy Wright, Vice President Mortgage Lending and 2018 Millston Citizen of the Year.
Although very small, Millston, an unincorporated community numbering under 200 people, is very big on doing things. As one might guess…Wendy has her sleeves rolled up and in the middle of all these and many other activities.
- Chili Cook-off
- July 3 Chicken BBQ
- Softball Tournament – Battle of the Bars
- Memorial Day Antique Car & Motorcycle Show
- Labor Day MD .1M Run, Softball Tournament, and Fundraiser
- Millston Park Commission Treasurer
In her spare time, Wendy takes care of the Millston Park, planting and tending flowers to make sure the park is pristine. When presenting the award, Sue Marcou, MDA Fundraising Chair & Millston Park Committee Member , said: "Wendy goes above and beyond to make this unincorporated town a better place to live. A 4-H-er to her core, Wendy truly lives the 4-H pledge:
'I pledge my head to clearer thinking,
My heart to greater loyalty,
My hands to larger service,
and my health to better living,
for my club, my community, my country, and my world.' "
Wendy – thank you for making the community, country, and world a better place to live.
Wendy Wright Named Millston
Citizen of the Year
Doherty on Hunting Land Loans
Partnership Bank Receives Banking Award for Achievements
BBB Torch Awards for Ethics Winner
The Extraordinary Among
Partnership Bank Supports
Art Walk Brings Many to Watertown
“Partnership Bank is one of a very few banks in Wisconsin that offers ‘true’ hunting land loans,” said Kevin Doherty, Vice President with Partnership Bank. An exhibitor at DeerFest held on the Washington County Fairgrounds, Doherty helped hunters plan ahead for their hunting land purchases.
“A pre-approval is a first good step,” Doherty urges. “Think of the pre-approval as your planning tool,” he continues. A pre-approval provides a borrower a loan amount, approximate interest rate, and payment schedule which helps when making a budget. And as we all know, he added, land sellers are more likely to consider an offer from a pre-approved buyer vs one who doesn’t know how they are going to pay for the purchase.
Partnership Bank is unique in offering hunting land loans. “Our hunting land loans aren’t a hybrid of a lot or ag loan and don’t come with requirements that a house be built or improvements made in a certain number of years,” Doherty stated. “Partnership Bank advantage begins with its lenders,” he said. As hunters and owners of hunting land, they understand the value of undeveloped land and how to best finance it. Whether that be a hunting land loan or a more traditional loan such as a home equity line of credit or mortgage…something many alternative lenders can’t offer. “We truly have the flexibility in loan products to get the deal done,” he concluded.
As Wisconsin public hunting land and hunting land in general becomes more scarce, financing a purchase must be quick and easy. From a low down payment and interest rates to flexible terms, Partnership Bank is fast becoming Wisconsin’s headquarters for hunting land financing. “We provide financing throughout the State,” reports Doherty. “We have made loans in the majority of the counties in the State…in addition, we work with many Realtors throughout Wisconsin who have found Partnership Bank’s hunting land loan program and process to be uncomplicated and a value add for clients.”
“Realtors tell me all the time that the most important benefit of working with Partnership Bank is the expertise we bring to the table,” said Doherty. “We know lending but also know how to structure loans that don’t fit neatly in a box.” As an example, Doherty told the story using a real life example from a DeerFest attendee. Ten friends want to purchase a piece of hunting land. Their thought was to take out one hunting land loan and each would pay a share. “Friends today might not be friends forever,” Doherty told the attendee. “Life events such as marriage, divorce, death…those things may change friendships and commitments to each other and the ability to repay the loan.” For this scenario, Doherty suggested the friends visit an attorney to learn about an LLC (Limited Liability Corporation) that spells out the rules for the good and bad times. “Wow, we never thought of that,” said the attendee, “It was good to talk with you…the wheels are now turning and I think we can make some real progress towards our dream of owning hunting land.”